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Experiencing Tough Times Now

Take and Teach Lesson Series for Times in Economic Crisis

Families everywhere are experiencing varying levels of "economic crisis." Whether it be a reduction in wages or hours, unemployment, foreclosure, or increasing expenses, families need reliable information and support to help themselves feel empowered to make the necessary changes in their lives.

The Extension Center for Family Development is extending its education and resources to those who directly impact families during this economic crisis. These short, easy-to use lessons are designed for professionals who teach families either in large group sessions or one-on-one. They help families work on strategies that will make a difference in these tough economic times.

Each lesson contains a lesson plan, required handouts and/or worksheets.


Making Ends Meet: Strategies for Young Families

All young families need to figure out a plan for managing their money. This lesson introduces strategies to help make ends meet, including budgeting basics, cutting spending, saving, maintaining a good credit, and staying out of debt.

Print off these handouts for the lesson:

Money Management Strategies

People use different ways to manage their money and there is no right or wrong way. This lesson looks at approaches for creating a spending plan to help people take control of their money by "tracking" their current spending and working with variable income.

Save Money — Stretch Your Budget

Income changes can affect family members in different ways. This lesson looks at creative ways to save money to help stretch budgets, strengthen family communication and involvement, as well as lessen feelings of financial loss.

Related Resources

Dollar Works 2 — Teach others how to manage their personal finance and make sound decisions with money.

Energy Actions to Save $ and Increase Comfort of Renters (404 K PDF) — Conserve energy in your home to lower utility bill and increase comfort.

Getting Through Tough Times — Fact sheet series on getting help, making financial decisions with less, dealing with stress, talking to children about tough times, and more.

Personal Finance — Online resources and workshops to make wise decisions about money and other financial resources.

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