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Healthy holidays

family enjoying holiday

Holiday spending

Lori A. Hendrickson, Extension Educator — Family Resiliency

December 2015. Revised December 2016 by author.

Holidays are definitely the time for giving and spending. And, for many, holidays are also a season for taking on too much debt. It doesn't need to be that way if a game plan is developed ahead of time.

A good holiday spending financial plan is started by setting a spending target. Staying close to the "bulls-eye" limit — or below it — will go a long way towards relieving the stress of being broke after the holidays. Here are some ideas to use:

There are many ideas for smarter spending, or not spending, at holiday time. Find the ways that make sense for you, save money, and avoid being among those still paying holiday expenses months after the event.


American Financial Services Association Education Foundation. (no date). Holiday spending Plan.

Mendoza, M. F. (2015, November–December). Smart shopping for the holidays. In University of Minnesota Extension (Ed.), Latino Financial Literacy Program Team Newsletter, 9(6) (pp. 3). St. Paul, MN: University of Minnesota Extension.

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