University of Minnesota Extension

06116     Revised 2008

To Order

Children and Money cover

Children and Money Series

Teaching Children Money Habits for Life

Sharon M. Danes and Tammy Dunrud

Copyright ©  2008  Regents of the University of Minnesota. All rights reserved.

NOTE: This is a Web Sampler. Information about the complete publication and how to order it is available here.

The life-long benefits of teaching children good money habits make it well worth the effort. Children who are not taught these lessons pay the consequences for a lifetime. It provides an overview of the topic as well as teaching suggestions for addressing earning, spending, borrowing, sharing, and saving. It also includes a quick self-evaluation and developmental charts that discuss specific teaching activities parents can do for kids at different age levels. This resource would be an invaluable tool for parents and would make a great “give away” for schools, parent educators, and other service providers.

Table of Contents

  • Introduction
  • Using a Consistent Approach
  • Teaching Children About Money
  • How Children Receive Money
  • Teaching Money Concepts
    • Earning Teaches...
    • Teaching Aids for Earning
    • Spending Teaches...
    • Teaching Aids for Spending
    • Borrowing Teaches...
    • Teaching Aids for Borrowing
    • Sharing Teaches...
    • Teaching Aids for Sharing
    • Saving Teaches...
    • Teaching Aids for Saving
  • How Are You Doing?
  • Developmental Chart
    • Preschoolers
    • Early Elementary
    • Middle Elementary
    • Early Teens
    • Middle/Late Teens
  • References
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In accordance with the Americans with Disabilities Act, this material is available in alternative formats upon request. Please contact your University of Minnesota Extension office or the Extension Store at (800) 876-8636.


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