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It's never too late to start planning for retirement! Copyright ©  2003  Regents of the University of Minnesota. All rights reserved. This 80-page guide is loaded with easy-to-understand information and activities to help you: Identify what really matters so you can set meaningful goals: Estimate the income you will need in retirement. Understand financial products in pension plans and in individual retirement saving plans. Make wise investment choices by outlining advantages and disadvantages of many saving and investment products. Decide whether or not you need a financial planner and how to hire one. Understand how Medicare, health insurance and life insurance can protect you against risks. We've also included glossaries and resource lists. Only $14.00

Introduction Chapter 1: More than Money Decisions Long- and Short-Term Goals Retirement Questions Worksheets 1 and 2 (pdf document) Chapter 2: Will You Be Able to Afford the Life You Want? How to Increase Your Net Worth Chapter 3: Developing Income Sources IRA Payments as Tax Deductions Chapter 4: Saving and Investment Options First Things First Table 9. Some Savings and Investments Options (pdf document) Chapter 5: Should You Hire a Financial Planner? Where to Find a Financial Planner Chapter 6: Protecting Against Risks With Health and Life Insurance Medicare References and Resources Glossary of Life Insurance

Acknowledgements:

The author would like to acknowledge the assistance provided by Sayali Amarapurkar, graduate student in the Department of Family Social Science, in the preparation of this work. She also would like to thank Phyllis Unger and Karen Burke for the diligent editing during the long journey in bringing this piece to completion. Works such as this one are never brought to fruition alone.

The information given in this publication is for educational purposes only.  Reference to commercial products or trade names is made with the understanding that no discrimination is intended and no endorsement by the University of Minnesota Extension is implied.

Produced by Communication and Educational Technology Services, University of Minnesota Extension.

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