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  BU-06499     Revised 2001 To Order   

suddenly reduced graphic

Sharon M. Danes Ph.D. and Patricia Stumme M.S.

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Copyright ©  2002  Regents of the University of Minnesota. All rights reserved.

Table of Contents

Adjusting to Suddenly Reduced Income

The Importance of How You View the Situation

Recognizing Grief Over the Loss of Income

  • Stage 1 - Shock and Denial
  • Stage 2 - Anger
  • Stage 3 - Depression and Detachment
  • Stage 4 - Dialog and Bargaining
  • Stage 5 - Acceptance

Getting Back to "Normal"

Dealing With Your Feelings

Reassessing How the Money Will Be Used
  • Expectations About Change
  • Examining Your Spending Patterns
Setting Goals to Target Limited Money
  • Identifying Goals
  • How Men and Women Set Goals
  • Family Discussion of Goals
Managing Disagreement and Conflict Over Money
  • Five Steps to Manage Conflict
Summary Bibliography

Sharon M. Danes, Ph.D. is a professor and family economist, University of Minnesota Extension Service, Dept. of Family Social Science, University of Minnesota.

Patricia Stumme, M.S. is an associate professor and extension educator, Freeborn County, Heartland Cluster, University of Minnesota Extension Service.

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