Did you know?*

• 1 in 5 teens have their own credit card or access to their parents' card.
• High school seniors' basic financial literacy is declining.
• 30% of youth report their parents rarely or never discuss saving and investing with them.

Financial education can turn around these startling statistics. We offer training and products that can help.

	Educational Offerings
	To schedule these trainings, contact our Family Resource Management Educators. See more information. Managing College Life: Your Money, Your Housing, Your Future Hands on Banking teacher workshop High School Financial Planning Program (HSFFP) Financial Fitness for Life Learning, Earning & Investing Customized Youth and Money Trainings 4-H Consumer Decision Making

	Features
	Financial Literacy: What's New in Credit and Debt? This CD is great for teaching teens about credit, debt, and budgeting. Includes handouts, quizzes, links, and more.

Contact Information

Patricia Olson Area Program Leader Family Resource Management 299 McNeal Hall, 1985 Buford Ave St. Paul, MN 55108 Phone: 612-624-1786 Fax: 612-625-6285 pdolson@umn.edu

Program Team Family Resource Management Educators

Sources for Interesting Facts:
1. Teenage Research Unlimited
2. Jump$tart Coalition for Financial Literacy, Lewis Mandell, Ph.D.
3. Youth & Money Survey, 1999
4. Nellie Mae, 2001
5. NEFE, 1998