Check for Billing Errors
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Reviewing your bills for errors is an important step in managing dollars better.
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Co-Signing for Student Loan Debt
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If you are asked to co-sign for a student loan or any loan, understand what potential effect it will have on your own pocketbook.
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Financial Windfall: What to do?
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Very few people win lotteries, but on occasion there may be a financial windfall or a large sum of money that unexpectedly comes into a household. What should people do?
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Talking to children about spending cutbacks
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It can be tough to explain to children why you can’t buy them what they want or what they’ve always had.
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Wants versus Needs
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Before you go to the mall or a favorite online store, understand the difference between wants and needs.
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All Federal Benefits will be direct deposit
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Waiting for Social Security or any other federal benefit check to arrive in the mail will be a thing of the past by March 1, 2013.
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Plan to Save
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Saving money is "paying yourself first".
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Savings bonds purchases only online now
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As of January 1, 2012 people can only purchase savings bonds through an online account.
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Dealing with a closed checking account
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Consumers who frequently write bad checks may find that their bank or credit union decides to close their account.
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Minnesota Health Care Directive
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One step for planning ahead is to complete a health care directive.
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Wallet safety tips – prevent identity theft
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Reduce your chances of becoming a victim through following these tips.
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Money Transfer Scams
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Wiring money is like sending cash. Once it’s gone, you can’t get it back.
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Pay-in-Advance Credit Offers
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Those who have financial management issues become the target for “pay-in-advance credit offers’.
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Online Shopping Safety
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To avoid hassles in online shopping, follow these tips.
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New Rules on Credit Decisions and Notices
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New rules require lenders to provide new information to consumers related to their credit score.
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IRS Offer in Compromise (dealing with the IRS)
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The IRS does have some options available to help people with their tax obligations due to unemployment or other financial problems.
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Financial Capabilities in Minnesota Study Findings
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The National Financial Capability Study was conduction in June through October of 2009. State-by-state data was released in December of 2010. How did Minnesota do?
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Medical Insurance for Travelers
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Don’t assume your insurance will go with you when you travel.
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Insured or Not Insured: Bank Products
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Does an FDIC sign on a bank's door or the NCUA sign on a credit union door mean that the products they offer are insured?
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Bank Mergers and FDIC Deposit Insurance
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How does the FDIC protect customer deposits when two banks become one?
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New Gift Card Rules
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New Federal Reserve rules provide protections when you purchase or use gift cards.
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Value of Caregivers
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Caregiving differs according to need, community resources and caregiver capability.
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Supporting Caregivers
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Family caregivers need support too.
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Assisting a Parent Financially
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Some suggestions for dealing with providing financial guidance and/or support.
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Adult Children's Knowledge of Parent's Income
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The 2010 Health Confidence Survey was just released in October 2010.
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Credit debt and debtor death
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Who’s responsible for debt when someone dies owing money?
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New Credit Card Contract Rules
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On February 22, 2010 new regulations took affect which consumers should be aware of.
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How much debt is okay?
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Not all debt is bad, but we need to be smart borrowers.
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The Benefits of Using Cash
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Cash makes budgeting easy.
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Study Finds Households Need Emergency Funds
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Saving, even small amounts, is important for developing our own safety net to deal with emergencies.
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Auto Loan Financing
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Consider these strategies the next time a car loan is in your future.
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Dealing With Medical Debt
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Helpful advice from a recent FDIC Consumer News article.
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Depositing Checks Over The Internet
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In this age of technology, your scanner or cell phone could also be your bank teller.
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New Bank Overdraft Rules
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New rules go into effect the summer of 2010. Be prepared.
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Student Loan Consolidation
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One lender means one monthly bill and makes your debt easier to manage.
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Holiday Financial Planning
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Using a holiday spending game plan.
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See the related program: Resource Management for Daily Life
