Are you and your family trying to recover from a disaster?
Even if resources were “stable” before, families often need new and/or additional resources following a disaster.
These resources are here to help.
Award-winning toolkit discusses long-term strategies and provides tools that can help you move along the road of financial recovery.
AnswerLine — Answers basic household questions around disaster recovery like how to clean up mold and prepare food safely. Also gives referrals to University of Minnesota Extension Educators who can guide you through financial decisions related to disaster recovery. From Minnesota call 1-800-854-1678 (hours: 9 a.m. – noon and 1 p.m. – 4 p.m., Monday through Friday) or email.
Crisis Connection — Crisis counseling hotline for anyone calling from a Minnesota area code. Call them with your concerns at 866-379-6363.
Farm Information Line — Answers general farm-related questions including what to do after a flood. From Minnesota area codes, call 1-800-232-9077 (hours: 8:30 a.m. – 1:30 p.m. Monday through Friday; voicemail available after hours) or email.
Minnesota Farmer Assistance Network (MFAN) — Minnesota Department of Agriculture — Hotline staffed by veteran financial analysts who help producers facing crises. Also includes referral services for lenders, farm business management instructors, and extension educators as well as legal advice and crisis counseling. Call them at 1-877-898-MFAN (6326) or email them your concerns.
Dealing with Stress
Trying to Understand and Cope with Disasters — Symptoms of stress and how to ease it; when to seek help.
What are Common Personal Reactions to a Disaster? — Information about common reactions and Post-Traumatic Stress Disorder
Getting Through Tough Times: Communicating Under Pressure — Speak carefully and listen attentively.
Getting Through Tough Times: Controlling Stress — How to take care of yourself; know when to seek help.
Dealing with Stress: A Web-based Educational Series — Sowing the Seeds of Hope Coalition and partners including University of Minnesota Extension — Online workshops to help those that live/work in agriculture deal with stress.
Grief and Crisis Decisions — How each stage of grief affects decision-making.
Change: Loss, Opportunity, and Resilience — When change is loss, people grieve.
After a Natural Disaster: Coping with Loss — University of Minnesota Extension and Partners — The five stages of grieving.
After a Natural Disaster: Managing Anger — University of Minnesota Extension and Partners — Change how you see things, say how you feel, and calm down.
After a Natural Disaster: Ending Isolation — University of Minnesota Extension and Partners — Talk, ask for help, and be with people.
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Helping Others Cope
Create a Family Plan Before Disaster Strikes — Create a plan that involves and protects all family members.
After a Natural Disaster: Talking with Children — University of Minnesota Extension and Partners — Accept kids’ feelings, be honest and reassuring, and let them help.
Helping your Child Cope with Natural Disaster — Treat fears with kindness and understanding.
It’s Important to Talk With Children About Natural Disasters — Make time to ask questions and listen; be available.
Children and Natural Disaster: From Fear to Hope — Limit exposure to disaster news, provide structure and help others.
After a Natural Disaster: Parenting 0-5 Year Olds — Helping children between the ages of 0 - 5 cope with disasters.
After a Natural Disaster: Your Elementary Aged Child — Help your elementary aged child get through the disaster.
After a Natural Disaster: Parenting Adolescents — Disasters present adolescents with unique opportunities and challenges.
After a Natural Disaster: A Guide for Parents — Signs of stress in kids of varying ages.
Children and Natural Disasters — Extension Disaster Education Network (EDEN) — Resources for the whole family to reduce children's vulnerability to certain disasters as well as disaster preparedness in responding to and recovering from disasters.
Before a Natural Disaster: Planning and Preparing Tips for Older Adults — Preparation concerns for older adults.
After a Natural Disaster: Tips for Older Adults Living Alone — Tips for older adults to reduce stress and regain control.
Unit 5: Where am I financially? (From Recovery After Disaster: The Family Financial toolkit) — University of Minnesota Extension, North Dakota State University Extension Service, and Lutheran Social Service of Minnesota — Assess your financial situation and start to make plans for long-term recovery.
Financial Recovery From a Disaster: Where do I Start? (269 K PDF) — University of Minnesota Extension and Lutheran Social Service of Minnesota — Easy-to-use checklists for things to do before and after you can enter your property.
Financial Recovery From a Disaster: Communication and Documentation (100 K PDF)—University of Minnesota Extension and Lutheran Social Service of Minnesota—Discusses the importance of communication and gives simple strategies for documenting your communications.
Monthly Budget/spending Plan for Families Who have Experienced a Natural Disaster (155 K PDF) — Determine monthly family expenses/income prior and during a natural disaster in order to plan for future "recovery" expenses.
Financial Information for Flood & Disaster Preparation and Recovery — Review your policy with your insurance agent before disaster strikes.
Adjusting to Suddenly Reduced Income (9.9 MB PDF) — Take into account both the emotional and financial aspects of sudden income loss.
Settling Property Insurance Claims (audio; 1:50) — Don't be in a hurry to settle your claim. Often, people are so anxious to have their home restored after a disaster, they sign off on a settlement before damages are fully discovered. Transcript
Income Tax Deductions for Property Loss (audio; 1:56) — Deductions, which are allowed for partial or total loss of personal or business property, could greatly reduce the amount of federal income taxes owed for the year the disaster occurred. Transcript
Records for a Disaster Insurance Claim (audio; 2:02) — Good records save a lot of headaches even when disaster doesn’t strike you. But if it does, know what to do that will help you with the insurance claim process. Transcript
See more on Experiencing Tough Times Now
Unit 6: Where will I live if I'm a homeowner? (From the Recovery After Disaster: The Family Financial Toolkit) (1.3 MB PDF) — University of Minnesota Extension, North Dakota State University Extension Service, and Lutheran Social Service of Minnesota — Assess your short- and long-term housing options and possible assistance and resources available to you as a homeowner.
Unit 7: Where will I Live if I'm a renter? (From the Recovery After Disaster: The Family Financial Toolkit) (1.2 MB PDF) — University of Minnesota Extension, North Dakota State University Extension Service, and Lutheran Social Service of Minnesota — Assess your short- and long-term housing options and possible assistance and resources available to you as a renter.
Home Insurance Claims — Keep careful records of damage and losses.
Recovery After Disaster: The Family Financial Toolkit — University of Minnesota Extension, North Dakota State University Extension Service, and Lutheran Social Service of Minnesota — Comprehensive toolkit discusses strategies and provides tools that can help you move along the road of financial recovery.
Disaster Recovery Resources for Minnesota Families (87 K PDF) — Lists resources that can help families who experience financial difficulties.
Disaster Information (50 K PDF) — Office of the Minnesota Attorney General — Scams, landlord/tenant issues, and insurance.
Getting Through Tough Times: Identifying Sources of Support and Friendship — University of Minnesota Extension — Build your personal network.
Getting Through Tough Times: Community Agencies That Can Help — Jobs, finances, fuel, housing, clothing, health and social services.
Financial Preparation for Disasters and Emergencies — FEMA; co-presented by University of Minnesota Extension Center for Family Development — Webinar recorded April 2013 discusses how to incorporate financial preparedness tools, like Recovery After Disaster: The Family Financial Toolkit, into local disaster education efforts.
Flood Resources and FACTS of Resilience — University of Minnesota Extension and Red River Resilience — Webinar recorded April 2013 reviews flood resources from the University of Minnesota Extension and beyond for volunteers and agency staff who are helping families prepare for floods.
Disaster Recovery Resource Fairs — Resource fairs can help communities affected by disaster.
After the Flood: Rushford's New Chapter — Beautifully illustrated summary of the research conducted after the 2007 Rushford, MN flood. Hear words of wisdom and "what worked" from those who know, disaster survivors.