Housing is one of the basic resources that families need to survive. Secure and stable housing comes in many forms — a house, an apartment, a rented room, etc. No matter if you own or rent your home, the dollars you spend on housing probably account for a large percentage of your monthly expenses. It's important that you protect that resource, know your rights, and that it stays a place that you are happy to call "home."
The following will help you secure stable housing, with resources for renters, property managers, and homeowners.
RentWise — A unique and practical program helps you (and the families you assist) be a successful renter.
Renter 101 Online Course — This free online course helps renters better navigate the rental process. Take-and-teach resources are included to adapt the course to an in-person setting.
Are You Ready to Buy a Home? — Purchasing a home is usually a long-term investment of resources — is the time right for you? Transcript and audio (1:55)
Housing Options for Seniors — Reviews different housing alternatives for seniors and their families to consider.
Designing Accessible Housing — Simple design elements can help homes accommodate individuals with diverse abilities.
Communication, Compromise, and Consideration: The 3 C's of Getting Along With Roommates (133 K PDF) — This tips sheet gives practical advice for those learning to live with roommates.
Home Maintenance Checklist (79 K PDF) — Quick tips for maintaining your home.
Energy Actions to Save $ and Increase Comfort for Renters (62 K PDF) — Conserve energy in your home to lower utility bill and increase comfort.
Does turning off the lights save money? — Find out which type of light makes more sense to turn off or even leave on. Transcript and audio (1:58)
Avoiding Home Improvement Scams — Keep these tips to mind to protect yourself while making improvements to your home. Transcript and audio (2:01)
Contract for Deed Home Buying — Contract for deed is an alternative financing agreement; know the pros and cons before proceeding with this option. Transcript and audio (2:02)
Keep Your Home Warm and Safe During the Winter — Tips and additional resources to avoid winter fires, home damage, and more.
Minnesota Cold Weather Rule — Understand how to protect yourself from having your heat turned off. Transcript and audio (1:51)
Other Recommended Resources
Keeping a Roof Overhead — When family income drops, careful planning can help you avoid eviction from your rental unit or the loss of your house.
Using Home Equity as a Long Term Care Financing Option — This checklist will help you explore if home equity is a realistic financing option for your long term care needs.
Use Your Home to Stay at Home — National Council on Aging — This is the official reverse mortgage consumer booklet approved by the U.S. Department of Housing & Urban Development.
Recovery After Disaster: The Family Financial Toolkit — Award-winning toolkit discusses long-term strategies and provides tools that can help you move along the road of financial recovery. Includes units that help homeowners and renters assess where to live after a disaster.
Recover From Floods: Housing — Resources to help you deal with home damage after a flood.
Managing Your College Life: Your Money Your Housing Your Time — Online resources that help students better manage their first years of college.
Housing Technology — Extension resources to improve buildings' quality, efficiency, environmental health, and durability.
Building Awareness of Culture & Resources — Take-and-teach curriculum to expand family-serving professionals' capacity and broaden their perceptions of culture and resources. Includes resources on housing; available as free downloads.
HousingLink — Search rental housing listings in Minnesota.
Minnesota Housing Finance Agency — Online resource center for homebuyers, homeowners, renters, and more.
Minnesota Homeownership Center — Offers programs and service to buy a home, keep a home, and become a better homeowner.
Home Equity Conversion Mortgages for Seniors — United States Department of Housing and Urban Development — Reviews the facts about Home Equity Conversion mortgages (HECM) and other reverse mortgages.